Share Accounts
  • Share (Savings) Accounts
    All members must open a share account in order to take advantage of the Shaw's Employees Federal Credit Union's other products and services. Once you have become a member of the Shaw's Employees Federal Credit Union, members of your immediate family are eligible to join. Even if you change jobs or move, your credit union membership will continue throughout your lifetime. "Once a member, always a member" is an honored credit union tradition. Your savings are federally insured to at least $100,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency. This depository insurance fund is the strongest of the three depository insurance funds, stronger than either the FDIC or FSLIC.

  • Share Draft (Checking) Accounts
    For your convenience, we offer our members a "Share Draft" Account that provides members with the ability to write "Share Drafts" (checks) from this account. As part of this account, you may also request a Visa© Debit Card to be used for purchases and cash advances using this account. You may use your Visa© Debit Card to make purchases or withdraw cash at any merchant or ATM anywhere that the "Visa©" logo is displayed. Direct Deposit is also available with this account. This is another great service from your Shaw's Employees Federal Credit Union.

  • Share Certificates
    Share Certificates earn dividends at higher rates than share savings accounts, but require you to lock in your money for a predetermined maturity period. Please see our rates page for current share certificate rate information.

  • Holiday Club Accounts
    A Holiday Club Account is a great way to save for holiday expenses. Make regular deposits to your Christmas club as a way to save for holiday expenses. Your dividends are compounded and credited based on your average daily balance. The new Holiday Club period begins with the first payroll in November. However, you can open a Holiday Club at any time.

    Download, complete and send the forms below to begin your membership with the Shaw's Employees Federal Credit Union today!

    Shaw's EFCU Express Membership Application
    Click here to download ShawsEFCUMemberApplication.pdf
    Adobe .PDF document, 360 KB
    Requires use of the free Adobe Acrobat Reader.


    Shaw's EFCU Member Agreement
    Click here to download ShawsEFCUMemberAgreement.pdf
    Adobe .PDF document, 4.4 MB
    Requires use of the free Adobe Acrobat Reader.



















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    Shaw's Employees Federal Credit Union, 205 Spencer Drive, Wells, ME 04090
    207-646-4989, Fax 207-646-5673, Inter-Company EXT 87900, info@shawscreditunion.com
    Credit Union hours: Monday through Friday, 8:30 AM to 4:00 PM (excluding federal holidays)